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CONSUMER CREDIT REPORTING BASICS Obtaining a Credit Report ATTORNEY GENERAL The Attorney General provides Consumer Alerts to inform the public free credit rating Washington of unfair trade practices, misleading or false, and to provide information and advice on other topics of interest. Consumer Alerts are not legal advice, legal authority, or a binding legal opinion by the Attorney General. Free annual credit reports - WHAT CONSUMERS SHOULD KNOW Michigan consumers can order a free credit report from each of the three major credit reporting companies each year. Consumers can request free credit rating Washington their free annual credit reports by mail, telephone or Internet. To maximize protection against fraudulent activities, for a report from a different company every four months. check credit score free Order your free annual credit report These are the only ways to obtain credit reports without any commitment. The "free" credit reports advertised by other sources that are not really free! We recommend that you order when you request that no more than the last four digits of your Social Security Number appear on copies of your credit report. If you are a victim of identity theft have the right to place a fraud alert on your file and get copies of your credit report from all three credit reporting free credit rating Washington companies for free, regardless of whether it has free credit rating Washington already requested Free annual reports to. credit reports from For more information on identity theft, including advice free credit rating Washington for victims and prevention tips, warning of the revision of consumption of the Attorney General on Identity Theft http://www.michigan. gov / ag / 0 ,1607,7-164-557-230 17337_17291, -, free credit rating Washington 00.html. This consumer alert may contain links to websites of NGOs. The Attorney General lists of sites for the convenience of consumers and does not necessarily agree with the specific positions of free credit rating Washington these organizations. Check your credit reports can free credit rating Washington help you detect fraudulent activity early, allowing you to take effective measures to limit the headaches you may encounter if you are a victim of identity theft. credit Know what's in your report before applying for a loan or a job may also be useful. You have the right to request your free annual credit report from each of the three major credit reporting companies (CRC): Equifax, Experian and TransUnion.